Wednesday, July 17, 2019

Pet Care Programs (အိမ္ေမြး တိရိစၱန္ ျပဳစုျခင္း အစီစဥ္)

နယ္သာလန္နုိင္ငံ၏ 
အိမ္ေမြး တိရစၧာန္မ်ားအတြက္ 
အာမခံေၾကးသည္ အလြန္ျမင္.မားသည္။
အမ်ိဳးစား/အသက္အရြယ္ အလုိက္ ဆရာ၀န္ ဖုန္းေခၚလွ်င္
 ေဆးခန္းျပလွ်င္ ကာကြယ္ေဆးထုိးလွ်င္ 
Passport ျပဳလုပ္လွ်င္ ကဲြျပားသည္။

Consultations and housecalls 
Consultation dogs and cats ............................................. 47,65 
Consultation rabbits, guinea pigs, ferrets, rats etc........... 47,65 
Consultation on Saturday ................................................ 64,65 
Housecall, excl. consultation, during practice hours ........104,70 
Housecall, excl. consultation, outside practice hours.......227,30 

       Pet Care Programs (ခ်စ္စရာ တိရိစၧန္ ကုသမွဳ)
Cat ................................................................................19,95 
Dog under 10 kg ........................................................... 18,25 
Dog 10 – 20 kg .............................................................. 19,00 
Dog 20 – 40 kg .............................................................. 21,75 
Dog 40 – 60 kg .............................................................. 29,50 
Dog 60 – 80 kg .............................................................. 31,50 

monthly payments, one time only surcharge 5 euro, meer informatie 
                         Verrichtingen tijdens (het spreekuur, excl. consult )
Clipping nails ..................................................................8,80 
Microscopic investigation ...............................................18,25 
ID chip, incl. registration ................................................. 38,25 
                   Additional diagnostics (ေရာဂါ ရွာေဖြျခင္း)
Bloodsample .................................................................. 36,15 
Parvo virus .....................................................................28,90 
FeLV / FIV ......................................................................32,60 
Progesteron female dog .................................................90,35 
Fungal culture .................................................................18,90 
Fecal examination ........................................................... 52,20 
Urinalysis complete .........................................................36,05 
X ray va. ..........................................................................124,35 

                       Vaccinations , incl. (ကာကြယ္ေဆးထုိးျခင္း)
                         (consultation (surcharge on Saturday) 
Dog Puppy shot (at 6 weeks) .......................................... 71,85 
Weil’s disease (leptospirosis) ......................................... 61,65 
Complete cocktail ...........................................................67,50 
Rabies ............................................................................. 62,40 
Kennelcough ................................................................... 76,80 
Lyme’s disease ................................................................ 83,85
Cat Rhinotracheitis (sneezing disease)........................... 65,55 
Complete cocktail ........................................................... 66,05 
Rabies ............................................................................ 62,40 
Kennelcough nosedrop .................................................... 67,70 .
Others species Rabbit myxomatosis, VHS and RHD2..... 98,95 
Ferret puppy DP............................................................... 59,75 

          Euthanasia ( နာက်င္မွဳမခံစားပဲ ေသေဆးထုိးျခင္း)
Euthanasia dog ...............................................................201,95 
Euthanasie cat ................................................................170,10 
Euthanasie small animals ................................................ 111,75 

                       Standard treatments ( ေရာဂါ ရွာေဖြစမ္းသပ္မွဳ)
Allergy test skin and blood ............................................... 464,25 
Shaving cat, excl. sedation ...............................................222,40 
Dressing ........................................................................... 45,30 
Ear flush, excl.sedation ..................................................... 60,95 
Daycare cat .......................................................................37,15 
Daycare dog ..................................................................... 49,75 

                   Surgical procedures (ခဲြစိတ္ကုသျခင္း)
These are prices of castration/neutering. Prices are all included 
Prices can vary, depending on body weight .
Male cat ............................................................................ 85,35 
Female cat .......................................................................209,10 
Male dog ...........................................................................333,95 
Female dog .......................................................................505,10 
Male ferret .........................................................................105,89 
Female ferret .....................................................................279,05 
Male guinea pig, rabbit, rat ................................................214,75 
Female guinea pig, rabbit, rat ...........................................297,40 
IV drip during surgery / dentistry ....................................... 82,95 
Pre surgical bloodtest......................................................... 91,35 

                                Dentistry (သြားဖက္ဆိုင္ရာ)
All procedures are done under complete anaesthesia 
Basic treatments Professional 
dental cleaning cat, including two dental x-rays, 
pain medication and check after a week ...............................184,25 
Professional dental cleaning dog ..........................................235,95 
Professional dental treatment rabbit, guinea pig .................. 269,50 
Specific treatments Local anaesthesia ................................. 37,70 
Surgical extraction, including local block and stitches...........176,80 
Total extraction cat (base price) ............................................ 549,50 
Digital dental x-ray .................................................................22,55 
Gingival surgery ..................................................................... 92,40 
Filling, with local block va. ......................................................80,14 
Sealing ...................................................................................60,20 
Root canal treatment, surgery, orthodontics en 
prosthodontics (crowns) prices on request.

Funeral insurance & Life Insurance (အသုဘ & အသက္အာမခံ )

အာမခံ အမ်ိဳးအစား အမ်ိဳးမ်ိဳးရွိသည္

Types of insurance in the Netherlands

(1) Health insurance (zorgverzekering)
All residents of the Netherlands are required to 
take out basic Dutch health insurance.

(2) Health insurance for international students

International students in the Netherlands are 
not always obliged to take out health insurance. 
Find out more about 
health insurance for international students

(3)General insurance or non-life insurance (schadeverzekering)

General insurance compensates the insured after
 the occurrence of an insured risk
 (also known as property and casualty insurance).

(4)Life insurance (levensverzekering)

Life insurance is related to the life or death of a person. 
For example term life insurance (overlijdensrisicoverzekering) and funeral insurance (uitvaartverzekering).

(5) Compulsory insurances in the Netherlands

In the Netherlands, there are a few insurances 
that are compulsory. For example health insurance 
(zorgverzekering) and motor vehicle insurance (WA-verzekering).

(အသက္အရြယ္ လုိက္၍ အာမခံေၾကး မတူညီပါ။ 
အမ်ိဳးသမီးမ်ား ပ်မ္းမွ်အသက္ ၈၃ နွစ္ သတ္မွတ္ျပီး 
အမ်ိဳးသားအသက္ ပ်မ္းမွ် ၈၀ သတ္မွတ္သည္)
The level of cover, premium and policy conditions differ considerably, depending on the insurance firm. This makes comparing 
the different insurance policies all the more important. 
These are the things to consider when making 
a comparison between different insurance plans: 

1. Type of insurance :
Some insurance plans cover a pre-arranged ‘set package’ of funeral services. The insurance company will settle the bill directly with 
the undertaker. These are called ‘naturaverzekeringen’ and 
are usually a bit cheaper since the insurance company 
can make a standard, pre-fixed arrangement 
with the funeral director. 

Other insurance policies are based on a ‘expenses only’ system, 
where the beneficiaries only get a pay-out for the expenses 
that are linked to the funeral itself. 
These are called ‘sommenverzekering .

If you desire that your family can completely decide for 
themselves how they arrange the funeral, 
you may opt for a ‘kaptiaalverzekering’. 

This type of insurance will payout a set amount of money 
after the insured has passed away. This type of insurance will, 
for example, be suitable for paying for the funeral abroad, 
because the money can be used for any purpose. 

A combination of the above insurance schemes is 
also possible. This is called a ‘combinatieverzekering’, 
which literally means combination policy. 

2. Premium per month 
The monthly insurance premium will increase exponentially with age. Hence, it is far more profitable to apply for a funeral insurance early on. It is also easier to spread the costs over a longer period of time. 
The diagram below will show you why. 

 3. Premium payment period 
The payment period indicates the total period you are 
obliged to pay a premium to the insurer. 
When comparing, it is wise to look at the total premium 
payment required. This can be done by multiplying 
the monthly premium by 12 and then times the remain 
years that are due for payment. 
It will often be more profitable to pay a slightly higher 
premium in exchange for a shorter payment period. 

4. Premium Indexation 
Since the costs of a funeral increases every year, it may be 
wise to adjust the level of cover accordingly. 
This is done by indexing the insurance. 
Keep in mind that the monthly premium 
also goes up correspondingly. 
Ask the insurance company for more information. 

5. Extra’s and conditions  
With some insurance policies children are insured for free 
until they are 18 or 21. With other policies the insured 
amount may increase over time if the insurance companies 
makes profit with investments or corporate bonds. 
These kind of extra conditions are worthwhile to take i
nto account when comparing. 

Funeral cover abroad 
Do you live in The Netherlands, but do you wish a funeral abroad? Then keep into account that extra costs may arise due to 
arrangements needed for travelling the body and having 
the service in another country. Therefore, it may be 
sensible to increase the level of cover accordingly. 
Perhaps even contact the insurer about the extra 
cover that is necessary. 
Dutch insurance companies are very willing to help you 
and your loved ones organize a beautiful farewell 
ceremony in another country. Furthermore, the Dutch 
embassy can assist you in making the right choices and 
help you with the departure in The Netherlands. 

Insurance companies 
There are roughly 10 insurance firms in The Netherlands 
that offer funeral insurances. 
These are the main (and most affordable) ones
Insurance company                 Policies offered 
Yarden                     ( Combinatie, kapitaal- en sommenverzekering)
Monuta                    (Combinatie- en kapitaalverzekering)
Dela                         (Combinatie- en kapitaalverzekering)
Ardanta                   (Natura, kapitaal- en sommenverzekering)
Nuvema                   (Natura- en combinatieverzekering)
Klaverblad              ( Sommenverzekering)

 Good to know (practical matters) 
To conclude, we have an overview of practical matters that are 
good to know when arranging a funeral: 
• A death must be reported to the municipality in which it occurred 
• Cemeteries are usually open between 09:00 and 15:00 
  on weekdays and 09:00 to 12:00 on weekends and holidays. 
• A burial or cremation is more expensive on Saturday, and even 
   more on a Sunday or a national holiday (100 percent surcharge). 
• If there is no money for the funeral, the municipality 
  can pay for the costs.